See everything
A simple view of what comes in, goes out, and stays.
Finance without the friction
Your money, without the guesswork.
Kontto brings your accounts, spending, and goals together so you can make decisions with calm and confidence.
Multi-currency · switch currencies any time
Discover KonttoiPhone · App Store · Free
The app in action
Everything you see, in your pocket.
Real Kontto screenshots: your snapshot, your accounts, every transaction, your stats, and the assistant that reviews offers and messages for you.
Your own assistant
An assistant that actually knows your money.
Kontto answers with the numbers from your accounts, not with generic tips. Ask it in plain language and it replies with what you really spent this month.
Reviews offers, links and messages
It flags anything that smells like a scam before you pay.
Answers with your data
This month's income, spending and patterns, not tips from the internet.
Understands how you log
By hand, with a voice note or a photo: it takes care of the rest.
How it works
Three steps, zero spreadsheets.
Kontto works like any app you already use: log what happens, see where you landed, decide the next move.
Decide better
Categories and trends you can actually understand.
Move forward
Clear goals that give your money direction.
Your pace, your rules
Small steps. Big changes.
From the first glance to your next goal, Kontto turns information into simple, sustainable actions.
01
Connect your vision
Understand where you are today.
02
Sort what matters
Prioritize without feeling overwhelmed.
03
Move with intention
Make your money follow your plans.
Everything in one place
A more human way to see your finances.
Fewer spreadsheets, fewer doubts, and more clarity for decisions that feel right.
Daily control
Know your spending habits and spot what matters in seconds.
Goals that move
Break your objectives into visible steps and celebrate every win.
Privacy first
Your financial information is presented clearly and responsibly.
Your peace of mind first
Private, clear, and in your control.
Kontto helps you review your information with confidence and understand every move without the noise.
Frequently asked questions
What people ask the most
What is Kontto?
Kontto is a personal finance app for iPhone that keeps your accounts, transactions, budgets, goals and recurring payments in one place. It helps you see where your money goes and decide with less guesswork and no spreadsheets.
Does Kontto connect to my bank?
No. Kontto never accesses your bank accounts and never asks for your banking credentials. You record your own transactions.
How do I log an expense?
Three ways: type it in, dictate a voice note, or photograph the receipt. Kontto takes care of filing it under the right category.
Which devices does it work on?
Kontto is available for iPhone on the App Store. There is no web or Android version yet.
How much does it cost?
The app is free to download on the App Store and Kontto Pro is a paid plan, from USD 0.99 per week or USD 39.99 per year, with higher limits and extra features.
Who can see my data?
Only you. Each user gets their own space, and the server enforces that rule at the database level rather than only in the interface.
Your next step
Start seeing your money differently.
Download Kontto and discover a financial experience designed to bring clarity, not more noise.